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Get a Better Mortgage

Simpler, smarter mortgages for a brighter future.

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Mortgage Services

Getting a mortgage for your first home, renewing or refinancing your mortgage or consolidating your debt has never been easier.

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A Better Way To Mortgage

Fast, Simple, No-Hassle Financing

Welcome to a better way to borrow

we partner with mortgage lenders who share our beliefs that applying for a mortgage or financing should be fast, simple, and secure.

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Mortgage Process Made Easy

Helping You Along Each Step Of The Way

Making the Mortgage Process Easy!

Getting a mortgage can be a nail biting experience for some people. We want the mortgage process to be as painless as possible for you and we will help you along each step of the way. Rest assured, you are in good hands.

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What do you need help with?

A Mortgage Pre-Approval

Find out how much you can afford for your home purchase.

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Reducing My Debt

Consolidate Your Debt and Save. Use your home equity to reduce your credit card debt.

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Renewing My Mortgage

If your mortgage renewal is fast approaching, then now is a great time to look at the many excellent options and competitive rates available.

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Improving My Credit

Having a bad credit rating doesn't mean you can't get mortgage financing

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Refinancing My Mortgage

Use the money in your home to pay off high interest debts and be mortgage-free quicker

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What Can I Afford?

What is a mortgage going to cost you each month? Try one of our easy to use mortgage calculators to get a quick idea

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Rated 5 Stars

Rated 5 Stars by Our Clients!

  • Hi Richard...all I can say is you are the best and I will continue to tell everyone I know just that......sometimes people are reticent to give a new person a chance but as you know , if they trust...
    Esther Groleau
  • We are very thankful for all that you did for us to get our forever home!!!
    Lisa and Christopher Tschirhart
  • Aylisa Jatindranauth 5 star - Rich and the Mortgage InGenuity team were fantastic to work with. They got me approved for my mortgage with no problems or hassles. Definitely recommend using their s...
    Aylisa Jatindranauth
  • I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again.
  • Excellent service! Richie is absolutely great to deal with! Would definitely recommend him and his team. Thanks Richie!
    Lori and Dave Mandic