When is the Best Time of Year to Buy a Home?
October 9, 2019 | Posted by: Mortgage InGenuity
Spring may be the most popular time of the year to buy a new home, but is it the best time of year to go home shopping? While the best time to browse real estate is when you need a new home, there are ... [read more]
How To Stage A House For Sale
September 25, 2019 | Posted by: Mortgage InGenuity
It's time to sell your house, and you know you need to stage it for sale, but you're not sure how. This step-by-step guide will help you successfully prepare your house for the market, from fixing nec ... [read more]
Real Estate: How to Boost Your Credit Score Before Buying Applying for a Mortgage
September 11, 2019 | Posted by: Mortgage InGenuity
For the vast majority of home buyers, obtaining a mortgage will be a vital part of the purchasing process. Of course, in order to be approved for that mortgage, you will need to ensure that your cre ... [read more]
Exploring the Pros and Cons of Purchasing a Condo
August 28, 2019 | Posted by: Mortgage InGenuity
When you decide to take your first step on the property ladder, you will have plenty of property-types to choose from. Many buyers prefer to buy an existing single-family home, some want to buy a plot ... [read more]
10 Benefits of Buying a Newly Constructed House
August 14, 2019 | Posted by: Mortgage InGenuity
There are two options available when seeking a new home for your family. You can purchase a resale (meaning an older home that has already been lived in) or a new construction. While each choice pro ... [read more]
How Much House Can You Afford? Ask Yourself These Critical Questions to Find Out
July 24, 2019 | Posted by: Mortgage InGenuity
It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th ... [read more]
3 Simple Ways to Repair Your Credit
July 10, 2019 | Posted by: Mortgage InGenuity
For many Canadians looking to purchase a home, bad credit scores stand in the way of getting a mortgage. Most lenders prefer your score to be 650 or higher. If they do allow for lower credit scores, i ... [read more]
First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase
June 27, 2019 | Posted by: Mortgage InGenuity
After sending the offer to purchase to the seller, there's nothing left to do but cross some fingers and hope for the best. Or is there? What happens now and when will the keys finally change hands? T ... [read more]
First Time Home Buyers Guide: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?
June 12, 2019 | Posted by: Mortgage InGenuity
Securing pre-qualification, pre-approval, and mortgage commitment letters can simplify the mortgage application process. These steps can also help home buyers avoid disaster. They don't need all three ... [read more]
Three Mistakes to Avoid as a First Time Homebuyer
May 22, 2019 | Posted by: Mortgage InGenuity
Purchasing your first home is always an exciting life milestone. However, if you want to make a smooth and easy transition into home ownership, there are a few mistakes you should try to avoid along ... [read more]
