How to Handle a Low-Ball Offer in Real Estate | Home Selling Advice
September 15, 2021 | Posted by: Mortgage InGenuity
How to Handle a Low-Ball Offer in Real Estate - Home Selling Advice How to negotiate and handle low-ball offers on your real estate property in a buyer's market without compromising the value or wort ... [read more]
Bank Of Canada Rate Update Sept 8, 2021
September 8, 2021 | Posted by: Mortgage InGenuity
Bank of Canada maintains policy rate, continues forward guidance and current pace of quantitative easing The Bank of Canada today held its target for the overnight rate at the effective lower boun ... [read more]
What are credit scores and how are they important?
September 1, 2021 | Posted by: Mortgage InGenuity
A credit score is a number that shows how likely you are to pay or default on credit. It ranges from 300 to 850; the higher the number, the more creditworthy lenders deem you. Your credit history dete ... [read more]
Getting a Mortgage as a Student
August 18, 2021 | Posted by: Mortgage InGenuity
Purchasing a home is most likely one of the most sizable purchases most of us will ever make, and finally, buying a home is a dream come true for most. For students, it may seem like this dream is fo ... [read more]
What Happens if You Lose Your Job Before Closing?
August 4, 2021 | Posted by: Mortgage InGenuity
A job loss a few days or weeks prior to closing your home purchase can be distressing; especially when you have no alternative source of income. Getting a new job can ease the situation, but it's not ... [read more]
How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ontario
July 21, 2021 | Posted by: Mortgage InGenuity
When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include. Some common conditions deal with ... [read more]
Bank Of Canada Rate Update July 14, 2021
July 14, 2021 | Posted by: Mortgage InGenuity
Bank of Canada maintains policy rate and forward guidance, adjusts quantitative easing program The Bank of Canada today held its target for the overnight rate at the effective lower bound of ΒΌ per ... [read more]
Risks of Putting Down a Firm Offer with a Pre-Approval Ontario
July 7, 2021 | Posted by: Mortgage InGenuity
Risks of Putting Down a Firm Offer with a Pre-Approval Today, the real estate market is competitive and homebuyers need all the help they can get to secure their home at the right price. Once you fin ... [read more]
Low Rates in Ontario Helping Buyers Pay Off Their Mortgages at Record Pace
June 28, 2021 | Posted by: Mortgage InGenuity
Home prices may be astronomical in certain parts of the country, but historically low mortgage rates are allowing borrowers to pay off their mortgages faster than ever. At today's average rates, 61% ... [read more]
Buying Land To Build A Home in Ontario
June 16, 2021 | Posted by: Mortgage InGenuity
Buying Land To Build A Home If you've been dreaming of escaping your unruly neighbors, the hubbub of the city, or the restrictions of your homeowners' association, then buying land to build a home is ... [read more]
