Mortgage Blog

Category: Real Estate (58 posts)

Five Great Benefits of Owning an Investment Property

December 7, 2021 | Posted by: Mortgage InGenuity Inc.

Five Great Benefits of an Investment Property Maybe you have considered investing in real estate but aren't sure if it's the right move for you. There are several benefits to an investment property, ...

How to Handle a Low-Ball Offer in Real Estate | Home Selling Advice

November 23, 2021 | Posted by: Mortgage InGenuity Inc.

How to Handle a Low-Ball Offer in Real Estate - Home Selling Advice How to negotiate and handle low-ball offers on your real estate property in a buyer's market without compromising the value or wort ...

Buying Land To Build A Home in Ontario

September 21, 2021 | Posted by: Mortgage InGenuity Inc.

Buying Land To Build A Home If you've been dreaming of escaping your unruly neighbors, the hubbub of the city, or the restrictions of your homeowners' association, then buying land to build a home is ...

Your House-Closing Timeline: A Step-By-Step Guide | Ontario

September 7, 2021 | Posted by: Mortgage InGenuity Inc.

The process of buying a house can be quite exciting. However, the process is laborious, and it can also be nerve-wracking, especially if you do not know what to expect at what stage. The process is lo ...

What Are the Next Steps After Your Offer Was Rejected? In Ontario

August 31, 2021 | Posted by: Mortgage InGenuity Inc.

What are the next steps after your offer was rejected? Finding an ideal home can be a daunting process. It involves talking to a wide range of realtors and having a myriad of meetings with your mortg ...

Investing In An Apartment Complex

August 24, 2021 | Posted by: Mortgage InGenuity Inc.

Investing In An Apartment Complex Investing in an apartment complex is one of the most effective ways of building wealth in the real estate industry. Some of the benefits that are associated with inv ...

Things To Look Out For When Viewing A Property

August 10, 2021 | Posted by: Mortgage InGenuity Inc.

Becoming a homeowner can be quite an exciting experience; however, house hunting is not a process without challenges. Depending on your personal preferences, needs, and budget, you need to carefully ...

Buying A Home As A Senior Citizen | ON

July 20, 2021 | Posted by: Mortgage InGenuity Inc.

Buying a home is for everyone — or those who can afford to pay for their mortgage. Albeit you're 60 or 70 years old, it's possible and beneficial to own a home so long as you have the financial mean ...

Benefits of Investing in Multi-Family Real Estate

June 8, 2021 | Posted by: Mortgage InGenuity Inc.

What is Multi-Family Real Estate? Any residential property that contains more than one housing unit is classed as multi-family real estate. Some of the most prevalent examples of multi-family real ...

Top 3 Biggest Home Seller Mistakes

June 1, 2021 | Posted by: Mortgage InGenuity Inc.

Selling a home can be a daunting process; finding a real estate professional may help ease a lot of the stress. They will not only help find a buyer and undertake the complex process of closing the de ...

Renting VS Buying a Home

May 18, 2021 | Posted by: Mortgage InGenuity Inc.

Your colleagues, friends, and family may be enjoying the comfort of their homes, but you're still living in a rental property. Such situations may compel someone to think about purchasing a property. ...

Cons of For Sale By Owner (FSBO)

May 4, 2021 | Posted by: Mortgage InGenuity Inc.

You finally place your ad on the for sale by owner site! You are looking forward to answering tons of inquiries about your beautiful home but heard nothing yet. Selling your home shouldn't be this har ...

Real Estate 101: Getting Your Home Ready To Show

April 27, 2021 | Posted by: Mortgage InGenuity Inc.

So...you decided to sell your home? This was not a decision that was taken lightly. This is a home you've grown fond of and grown in love with deeply. Countless memories were created, maybe your child ...

Tips for Real Estate Investors

April 20, 2021 | Posted by: Mortgage InGenuity Inc.

In today's business world, investing has gone beyond traditional assets, such as stocks and mutual funds. The real estate industry presents excellent investment options and a chance to expand your por ...

Advice for First-Time Home Sellers

April 6, 2021 | Posted by: Mortgage InGenuity Inc.

When buying your home, you probably dreamt of passing it down to future generations. Now, things turned out different and you are looking to sell. You fell in love with your home and made a ton of ...

5 Things NOT To Do When Selling Your House

March 23, 2021 | Posted by: Mortgage InGenuity Inc.

The process of selling a residential property can be time-consuming and emotionally involving, especially if it is your first sale. While your home's curb appeal influences a prospective buyer's poten ...

Useful Tips for Buying and Selling A Home During Covid-19

March 9, 2021 | Posted by: Mortgage InGenuity Inc.

The coronavirus pandemic has derailed buying and selling activities in the property market. Albeit fewer homes have been listed for sale, the industry is gradually recovering. Prospective buyers can m ...

6 Signs a Home Will Likely Increase In Value

January 26, 2021 | Posted by: Mortgage InGenuity Inc.

A home is a massive investment. Any new homeowner will naturally hope their investment will gain value. While nothing in life is guaranteed, there are some excellent indicators that a home is likely t ...

6 Persistent Real Estate Myths You Really Need to Ignore

January 19, 2021 | Posted by: Mortgage InGenuity Inc.

Whether you're a home-buyer or a seller, it pays to understand the real estate market if you want to get a good deal. Unfortunately, a series of damaging ideas has grown up around real estate which ca ...

Should You Refinance Your Mortgage?

December 22, 2020 | Posted by: Mortgage InGenuity Inc.

There are a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether refi ...

4 Reasons to Hire a Real Estate Agent When Selling Your Home in Waterloo, Ontario

December 15, 2020 | Posted by: Mortgage InGenuity Inc.

Selling your home is a big decision, and it's often a long and complex undertaking. Hiring a real estate agent can make every step of the home-selling process easier, from setting an asking price to c ...

How To Stage A House For Sale

November 10, 2020 | Posted by: Mortgage InGenuity Inc.

It's time to sell your house, and you know you need to stage it for sale, but you're not sure how. This step-by-step guide will help you successfully prepare your house for the market, from fixing nec ...

Real Estate: How to Boost Your Credit Score Before Buying Applying for a Mortgage

November 3, 2020 | Posted by: Mortgage InGenuity Inc.

For the vast majority of home buyers, obtaining a mortgage will be a vital part of the purchasing process. Of course, in order to be approved for that mortgage, you will need to ensure that your cre ...

Four Tips to Sell Your Home in a Hurry

September 1, 2020 | Posted by: Mortgage InGenuity Inc.

Selling your home can be a time-consuming process - a situation which is less than ideal if you want to move sooner rather than later. Luckily, though, there are a few things that you can do to spee ...

What to Look for in an Investment Property

August 18, 2020 | Posted by: Mortgage InGenuity Inc.

Investing in real estate can be a great way to grow your wealth. However, in order to be a successful investor, you will need to identify the right properties to invest in. In particular, you will w ...

3 Essential Tips For New Real Estate Investors

July 28, 2020 | Posted by: Mortgage InGenuity Inc.

The world of real estate investing can be both challenging and rewarding in equal measure. As such, if you are planning on diving into the industry any time soon, you may want to pay close attention ...

Buying Your First Home: When Are You REALLY Ready?

June 23, 2020 | Posted by: Mortgage InGenuity Inc.

Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ...

3 Lesser-Known Ways to Invest in Real Estate

June 9, 2020 | Posted by: Mortgage InGenuity Inc.

Investing in real estate has long been a path to wealth-building. Real estate is an asset that can provide both ongoing income and value appreciation, making it attractive to those who seek long-term ...

Real Estate: Four Features of Profitable Rental Property

June 2, 2020 | Posted by: Mortgage InGenuity Inc.

Investing in real estate can be a frightening task for a first-time buyer. While the rewards can be huge, there are also a number of risks that you will need to consider. However, if you know what to ...

Five Surefire Ways to Ensure You are ready to Buy a Home as a Recent College Graduate

May 26, 2020 | Posted by: Mortgage InGenuity Inc.

If you are a recent college graduate, you might think that buying a home is still many years off, but that's not necessarily the case. If you dream of homeownership, even as a young adult, there may b ...

5 Reasons Why Your Home Isn't Selling

May 5, 2020 | Posted by: Mortgage InGenuity Inc.

You've put your house on the market, and you're ready to start spending all the money you know you'll make from the sale. There's only one problem. Your house isn't selling. After trying to figure ...

Things to Consider Before Moving Into an Over-55 Community

April 7, 2020 | Posted by: Mortgage InGenuity Inc.

Many people, as they approach retirement age and the kids are gone, begin thinking about downsizing. One of the more popular choices for reduction is moving to one of the over-55 communities that ar ...

How to Know If You Should Buy a Home or Continue Renting

March 31, 2020 | Posted by: Mortgage InGenuity Inc.

While owning a home and a plot of land was once part of the 'American Dream' for many people, the times have shifted. The global financial crisis which resulted in a massive shift in the housing marke ...

Great Buy on a Home? - Don't Expect the Appraisal to Prove It

March 24, 2020 | Posted by: Mortgage InGenuity Inc.

Buying a home can be fun and exciting, especially when you drive a hard bargain and get that seller over a barrel. You did your research, caught a home with higher than average days on the marke ...

Tips to Ease the Moving Process Along

March 17, 2020 | Posted by: Mortgage InGenuity Inc.

Moving can be a stressful process, no matter how far you are traveling. Planning your move minimizes the stress associated with this task while also simplifying the process. Here are several tips that ...

Five Things to Consider Before Flipping a House

March 3, 2020 | Posted by: Mortgage InGenuity Inc.

House flipping can be a tempting way to make fast money, but not every fixer-upper has the potential to be profitable. Here's five things to consider before buying a property to flip. 1. Time Tele ...

The Advantages and Disadvantages of Buying a New Home vs an Existing Home

January 28, 2020 | Posted by: Mortgage InGenuity Inc.

If you're planning on investing in real estate, then you're going to have two main options: to buy an existing home or buy a new home. An existing home is a house that has been lived in before, wherea ...

What to Look for When Buying Your First Home

January 14, 2020 | Posted by: Mortgage InGenuity Inc.

Buying a first home is an exciting time in an individual's life. You may already have a family that needs more than simply being a good structure to protect against them against the elements. In addit ...

Seven Inexpensive Home Staging Ideas for a Quick Sale

January 7, 2020 | Posted by: Mortgage InGenuity Inc.

When your home is on the market, first impressions matter more than ever. If a potential buyer doesn’t like what they see in the first few minutes, that bad start could color the rest of their e ...

Buying Your First Home? Be Prepared for These 5 Startup Expenses

December 24, 2019 | Posted by: Mortgage InGenuity Inc.

If you are in the market for your first home, you’ve probably saved a substantial amount of money for the down payment. You researched closing costs, sought out the best deal on a mortgage, and ...

Preparing to Sell? Do This First

December 10, 2019 | Posted by: Mortgage InGenuity Inc.

So you've made the decision to sell your home. What you do to prepare - from the outside in - will make all the difference in whether prospective buyers choose to take a look. First impr ...

10 Mistakes First-Time Homebuyers Make

November 26, 2019 | Posted by: Mortgage InGenuity Inc.

Buying your first house can be an exciting and stressful time. There are so many things to consider that you can find yourself getting overwhelmed. Here are some common mistakes first-time homebuyers ...

5 Things First Time Home Buyers Should Do Before They Go Shopping

November 12, 2019 | Posted by: Mortgage InGenuity Inc.

Shopping for your first home is exciting, and it is only natural to want to get right to it. The idea of trading in that monthly rent check for a mortgage payment that builds equity and wealth for the ...

4 Things You Need To Know When Buying A Vacation Home

October 22, 2019 | Posted by: Mortgage InGenuity Inc.

Everyone looks forward to a vacation, and many people return to their favorite spot each year. If you really enjoy your annual destination, you might be ready to invest in a vacation home. There are m ...

3 Simple Updates to Help Sell Your Home Fast

October 8, 2019 | Posted by: Mortgage InGenuity Inc.

If you're getting ready to sell your home, you may be wondering what you can do to help it sell quickly. How can you make your home more appealing without investing a lot of time or money? The answer ...

Home Buying 101 - Why the Relationship with Your Broker Should Be a Positive Partnership

October 1, 2019 | Posted by: Mortgage InGenuity Inc.

Whether you are looking for your first home or moving up to the home of your dreams, having an experienced real estate broker or agent in your corner is a must. Real estate is a very specialized indus ...

Getting Your Whole Family on Board When Selling Your Home

September 24, 2019 | Posted by: Mortgage InGenuity Inc.

If you are selling your home, this can be a challenge when you are in charge of getting your family on board as well. Selling a home with kids has its own challenges, but it isn't impossible. Here are ...

Price Your Home Realistically If You Want It To Sell

August 13, 2019 | Posted by: Mortgage InGenuity Inc.

Setting a price for the home you are selling requires serious thought and research. Homebuyers have choices in today's market, and that means you should not list your home at an unreasonably high pric ...

Timing Your Home Sale

July 23, 2019 | Posted by: Mortgage InGenuity Inc.

Timing the sale of your home is easier said than done. There are all sorts of factors to consider, from seasonal advantages to the economic climate of a particular region. And that's in addition to po ...

Should You Borrow Money to Invest in Real Estate?

June 18, 2019 | Posted by: Mortgage InGenuity Inc.

There's no disputing that real estate investment is one of the best business models for those looking to achieve long-term financial success. The one problem most would-be investors have, however, is ...

Going Away for the Holidays? Protect Your Home against Burglars!

June 11, 2019 | Posted by: Mortgage InGenuity Inc.

Burglars look for opportune moments to enter homes in search of valuables, and they don't take breaks for the holidays. In fact, many burglaries take place during the holidays, especially when people ...

Curb Appeal on a Budget

April 23, 2019 | Posted by: Mortgage InGenuity Inc.

If you're like most people looking to sell your home quickly, you already know the importance of curb appeal. While more and more homebuyers are looking online for homes for sale, a majority still do ...

5 Tips for Buying Your First Rental Property

April 16, 2019 | Posted by: Mortgage InGenuity Inc.

Investing in a rental property is a great step toward earning passive income and building wealth. Unfortunately, becoming a landlord for the first time can also be challenging and lead to a financial ...

7 Tips for Buying a Condominium

March 26, 2019 | Posted by: Mortgage InGenuity Inc.

There are many advantages to living in a condominium. You aren't required to mow the grass or shovel the snow (if any). You have access to amenities such as pools and fitness centers. And you probably ...

Tips to Ease the Moving Process

February 26, 2019 | Posted by: Mortgage InGenuity Inc.

Rent or Buy? 3 Tips to Help You Decide

February 19, 2019 | Posted by: Mortgage InGenuity Inc.

The decision to buy or rent a home in is one that should not be taken lightly. After all, the choice you make is going to affect you for at least a year and probably much longer than that. While this ...

The Benefits of Investing in Income Producing Properties

January 1, 2019 | Posted by: Mortgage InGenuity Inc.

Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ...

4 Hidden Problems That Could Be Hurting Your Home Sale

December 25, 2018 | Posted by: Mortgage InGenuity Inc.

One of the biggest fears that home sellers have is that their property will end up on the real estate market for months on end. This is a nightmare for a number of reasons. First of all, having your h ...

Designing Mortgages Around You!

Category: Real Estate (58 posts)

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